Today’s Startup
Blaze
(blaze.money)
What the company does
Blaze is basically a global Venmo for cross-border payments.
- It’s a peer-to-peer payments app that uses USDC (a U.S. dollar stablecoin) under the hood so people can send money instantly and with very low fees between countries.
- They’re focused on digital nomads, expats, and remote workers who need to pay rent, tutors, freelancers, or friends in another country without the usual bank friction.
- The app has a social payments feed (like Venmo) plus features like payment links for freelancers and vendors, and support for 34+ countries across North and Latin America (and expanding).
In short: send and receive money globally, nearly free, from your phone, in a very consumer-friendly UI.
Why we like it
Clear, painful problem
Cross-border payments are still a mess: slow, expensive, and confusing. Blaze is going after a real, daily pain for people who live/work between countries (exactly the kind of focused use case investors like).
Strong, credible wedge
Their wedge is USDC + P2P + social: stablecoin rails for speed and cost, wrapped in a simple “Venmo-style” app. That combo is much easier to explain to normal users than “open a crypto wallet and manage addresses.”
Founder–problem fit
The founders are literally international nomads who struggled with this themselves; they’ve built and scaled startups before (including one to $1M ARR and a #1 App Store hit) and have backgrounds at Spotify, Artsy, Bitpanda, etc. That’s a good mix of product, design, and fintech experience.
YC + solid early traction
They’re a YC S24 company, already live in the US and Mexico with thousands of users, and actively hiring—nice signals for momentum without being “too big” yet.